Uninsured drivers are ten times more likely to drink and drive and are three times as convinced to drive without worry and attract attention. They also cause accidents every six months. In fact, one in twenty drivers regularly drives without insurance. Not surprisingly, one in ten drivers has been involved in an accident with an uninsured driver. The question is whether you are involved in an accident with one?
At the time of the accident, it is unlikely that you realize that other drivers are not insured, so you should respond in the usual way. Record car numbers, models, and other car registration numbers. Also note that the name and address of another driver - but if he can give him the correct details, it may not be possible! However, always note what other drivers are saying. Unless you have this information, you will not have the steps to give a little back your money to yourself.
Also, note the damage caused to other cars and the scene of the accident. Remember to keep track of road signs, road signs, lights and weather and if other cars are turned on - in fact, it may be a lot of details. Then, if you're lucky enough to have independent witnesses, get their full contact information. And if you have a camera in the car, take lots of pictures - and try to get it with another driver clearly in the picture. Police can love this!
If your policy is complete, your insurance company pays for your car repair, but you can lose your claim without a claim unless you pay to protect it. But there's a problem over your pay - this is the first part of the repair cost you need to pay. You have to pay this unless you are fortunate enough to have a policy that excludes overpayment if you are being violated by an uninsured driver.
For those of you who have a third party auto insurance, you are interesting. your insurance company will not pay for your repair and, as the other drivers are not insured, you will not receive any money from it unless you cannot detect and succeed in a lawsuit. Nevertheless, there is no guarantee that it will pay! The guaranteed solution is only to make a claim to the Auto Insurance Insurer - but you still have to pay £ 300 for the claim.
The Motor Operator's Office asserts that the driver's license number is another and you must first report the accident to the police. Always ask the police to obtain a copy of their accident report, as requested by the office to see it. Office phone number 01908 671681 or you can send it via email to enquiries@mib.org.uk.
Currently, United Kingdom law is amended to stave off uninsured drivers. Not before time. Those who are cautious, not just driving, uninsured vehicles are now faced with a fixed amount of £ 100 and can also seize and destroy the car. Currently, the average fines for driving without insurance are only £ 170 and this cannot be penalized when car insurance costs several times. Losing a car plus £ 100 fine is much more realistic. May the courts enforce full sanctions!
A police spokeswoman said recently, "uninsured drivers often commit many other crimes related to driving, such as no driving license or MOT certificate. We are doing everything possible for this driver. Dangerous and illegal on our roads".
We say, go blues and two!
